Boat Finance

The Ins and Outs of Sail Boat Loans

Posted by admin on December 4th, 2009 | 0 comments

Sailing is a pastime that many Australian people share, if they live in an area where having such aspirations is practical. If you love sailing then you have some idea of what it could be like to have a sail boat of your own, so sail boat loans and sail boat loan rates are something that you should take into consideration at some point.

Since sail boat loans are financing a hobby in some aspect, the market for them tends to be rather tough. It can be difficult to obtain a sail boat loan at a great interest rate unless your credit is near perfect, so you have to do everything you can to keep your credit as spotless as you can until you get your sail boat loan.

You should definitely try to stay away from any small things that might alter your credit for the negative. This is important because you want to make sure that your record is as spotless as possible until you get the loan. It is hard to get a loan for anything but a car (which is already hard enough) without great credit, so getting a sail boat loan might prove rather difficult if you have a lot of outstanding medical bills, credit card bills, multiple evictions, repossessions, foreclosures, or things of that sort-especially when they have occurred recently.

If you want to look into this loan the best place to start would be the internet or the local dealership where you can buy a boat. If you want a boat, you should try and get some idea as to what type of boat you want so you know how much capital you will need to finance your purchase. After that, you can go to your bank or credit union, or even fill out an application for an online lender so that you can find out which lenders are going to approve you for how much. From there, you can wheel and deal your price down on the sailboat that you want and your sail boat loan can cover all or most of what it costs to purchase. This is where a rather hefty payment on the sail boat loan you get can come in handy and drastically drive down your payments.

Once you have your sail boat loan and your boat at home, make sure you enjoy it as much as possible but make good faith on your sail boat loan and make sure that you make your payments on time, so as to make it easier to get a sail boat loan for your next boat.

Annual List Of Top Ten Boat Names

Posted by admin on June 22nd, 2009 | 3 comments

ALEXANDRIA, Va., May 4, 2009 – Boat names can reveal much about the personality, passion, or experiences of a boat owner. This year the BoatUS list of Top Ten List of Most Popular Boat Names is particularly revealing:

1. Seas the Day: While this boat owner may feel they have no control over their declining retirement account, they are completely in charge while boating and intend to get the most out of their boating lifestyle. (This is the sixth appearance of this name and its cousin, Carpe Diem, on the list since BoatUS began tracking boat names in 1991.)

2. Summer Daze: A combination of warm weather and long days spent afloat on sunsplashed waterways may have put this boater into a dreamlike state.

3. Second Chance: Perhaps this boat owner has had a life changing experience and feels that their boat now gives them a second lease on life. “Second Wind” is the sailboat equivalent.

4. Aqua-Holic:On the Top-Ten list for the last seven years, this boat name illustrates a boater’s chronic love for the waterways.

5. Wind Seeker: No doubt a true sailboat name for a wanderer or racer.

6. Dream Weaver: Like the 1976 Gary Wright song that muses about an escape to dreamland, this boat owner may weave memories of good days spent on the water, sheltering them from the pressures of day-to-day life.

7. Black Pearl: The name of a fast, stealthy and intimidating fictional ship from the Disney Pirates of the Caribbean films, this boat likely has plenty of kids aboard.

8. Hydrotherapy: Takes into account the healing nature that boating provides this boat owner.

9. The Salt Shaker: If you know what a “Parrot head” is, you’ll know what The Salt Shaker is for. On a Saturday night this boat and its owner could be the most popular in the marina.

10. Sea Quest: This boat owner likely grew up watching Jacques Cousteau TV specials and wants to explore the world with their boat.

The BoatUS Boat Graphics service offers a free library of over 8,500 boat names and also allows boaters to easily select, custom design and preview boat names online – without having to pay up front. For more information, visit the online service at BoatUS.com/boatgraphics.

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*ADDED BONUS LIST: The following names were voted by the editors of BoatUS Magazine to be the most humorous:

1. What College Fund? With three out of four boat-owning households making less than $100,000 a year, where else are you going to get the money?

2. Stocks-N-Blonds: Clearly someone still has a job on Wall Street.

3. Anchor Management: The calming effect that boating brings.

4. Sweet Em-Ocean: A floating love shack?

5. Knotty Buoy: The Johnnie Depp of boaters.

6. Reel-e-Fish-ent: Could teach Capt. Sig Hansen of the Discovery Channel series Deadliest Catch a thing or two about fishing.

7. A-Frayed Knot: Fearless in their ability to tie bowline.

8. O-Sea-D: Obsessive, compulsive, and loving the ocean.

9. A-Loan-Again: Either cruising for a date or has purchased their boat on credit.

10. Really Big Car: Small boat complex?