boating tips

What to name your new boat?

Have you just bought a new boat and are clueless as to what to name it? It may take you a while but eventually you will find the most suitable name!! You may decide to name it after a celebrity, a family member or plainly something creative. Various individuals have been known to name their boats after towns, villages, countries and even planets. At the end of the day you will have personalized your boat the way you like, it is a way to add more personality and character.

In 2010 some of the most popular boat names were:

Aquaholic

Destiny

Happy-Hours

Summer Daze

License to Chill

Freedom

Midlife Crisis

Fantasea

Are you still not liking what you see? That’s okay, keep thinking and sure enough you will find a name that’s perfect. It is important to choose carefully as it will be visible for many years to come. There are two options for printing your name, you may prefer an artist to paint it on or get computer fabricated boat lettering.

If you are considering buying a new boat, our friendly consultants would be more that happy to guide you in the correct path. See www.natloans.com.au for more information on what we can do for you, this could be your chance to get creative with a new boat.

Tips For Maintaining Your Boat

Like anything else, the best way to care for your boat is to take preventative measures. Don't wait until you can barely see your boat under all of the grime that has built up, to decide it needs a good cleaning. Wouldn't you rather spend the nice summer day enjoying your boat instead of cleaning it?

Let?s start topside:

Because the surface of the boat is a gelcoat, it makes regular cleaning easy. This gelcoat can be cleaned with a mild or boat soap, and then rinsed thoroughly with fresh water to prevent build up of soap scum or water spots. Start at the bow and work your way back because boats drain from bow to stern. You can apply a coat of automotive or boat wax twice a year to maintain a nice shine and protect the gelcoat. Only apply to the parts that will not be walked to prevent slipping.

It is important to dry the canvas before storing your boat to avoid moisture damage and mold buildup. To wash the canvas use a dishwashing detergent and a soft scrub brush if necessary. Every so often, you should lubricate snaps with petroleum jelly and zippers with a paraffin wax. You should also periodically treat the canvas with a waterproofing solution to prevent break-down of the material.

Don?t do windows?

Glass windows can be cleaned with a glass cleaner or a water and vinegar solution. To prevent scratches apply a clear silicon spray with a soft cloth.

Vinyl windows should be cleaned with water because chemicals in cleaners can break down the vinyl. After cleaning apply a clear wax.

If you roll up vinyl windows, do it carefully to avoid scratching. Leaving them rolled up for long periods of time will lead to discoloration.

Have a seat:

Upholstery should be wiped down with a wet cloth, removing dirt and salt. Apply a vinyl upholstery cleaner with a damp cloth, rinse, and wipe off with a clean cloth. You should then use an upholstery wax that protects against UV damage. To get rid of nasty mildew stains, use a solution of one part ammonia to four parts water. Scrub the area with a soft or medium brush, and rinse with fresh water.

Secure the line:

Ropes can be damaged by salt, oil, and dirt. It is important to keep these maintained because they are used for many essential purposes. These should be checked regularly, and replaced if there is any sign of deterioration or tears. Because knotting causes access wear on the lines avoid this as much as possible.

Keep the ropes out of direct sunlight when not in use, and rinse them after each use. Ropes can be washed in a washing machine with a mild detergent. Be sure to place them inside a pillowcase first to avoid damage to the machine.

Fender Bender:

Bumpers take the beatings, poundings and sometimes crashes for the side of the boat. Because of this, they are bound to get dirty. Dirt, tar, and grease can be removed with a strong cleanser and scrubbing pad. When using tar remover, test a small area first to check that it is not too abrasive for the plastic.

Quick Tips:

Do not use bleach; it can be too harsh on many of your boat partsGet in the habit of cleaning your boat each time you come in off the water. By cleaning more frequently, you will avoid an enormous cleaning job that could take a whole beautiful day.

Boat finance

Natloans provides excellent boat finance.

Finding the Right Boat Loans Interest Rates

One of the major things to think about when you want to buy a new marine vessel is the boat loan rate that is obtainable by the finance company or bank. It is imperative to compare the rates provided by numerous loan companies so that you can make your decision based on how comfortable you will are with the rates.

A boat loan rate is for the most part affected by 2 things: what you want to borrow and the time you wish to have the boat finance repaid over. Even though these seems standard points to think of before choosing a boat loans interest rates, the practice of calculating how much you should apply for and the installments that you will pay can be a daunting task. This is where a loan calculator comes in.

A boat loan calculator is an online calculator that will calculate the repayments you will pay supposing you apply for a certain boat loan amount. The loan calculator has an easy functions panel, where you key data and it robotically does your boat finance calculations.

When deciding a interest loan rates, the marine finance company may allow you to borrow more for a number of items you may want. For example, you may want the marine insurance, warranties for mechanical breakdowns that the boat may encounter, costs incurred on the road and taxes, among others included in the rate. The lending firm will have to approve this boat loans proposition. If it passes through, don't overlook that you will still have to borrow the money over the same phase as stipulated in the boat finance agreement.

Some finance companies and banks charge a higher interest rate for used boats compared to new boats. Also, the rates vary for secured boat finance and personal loans. Lenders prefer secured boat loans and often offer a lower interest rate and easier approval. If you choose to go for the secured loans due to their lower interest rates, you have to have enough capital to give for comprehensive boat insurance, and you will also have to offset the loan if you sell your boat. Lenders prefer boats no older than 7 years and older boats could affect your boat loan approval. The normal repayment period for the boat loan is typically between 5 to 7 years for the largest part financiers.

The boat loan rate that you prefer may also be determined by where you intend to get your water vessel from. Some lending firms do not lend against vehicles that are imported, or they have a very rigorous procedure for those applying for boat financing for such. In such a case, getting an unsecured boat loan may be the best alternative.

Identifying and finding the right boat loans interest rates is not always a easy task. That's why dealing through a good boat finance broker,  can help ensuring you get the correct boat loan pacakge at the right boat loans interest rates. Use their free online boat fiance calculator to compare and calculate different home loan packages and talk to their experienced finance broker department to ensure you are well informed on what is available for boat loans Australia wide.