Boats are close to Australians’ hearts. Whether for business, leisure or sheer entertainment, boats offer incredible lifestyle benefits. This isn’t news to most ocean lovers. What may be news though, is that you can become a marine  owner with little or no upfront cash outlay. All you need is the right boat or marine loan on deck.

 

Propel yourself into boat ownership with a handpicked loan

Maybe you are your debut as a boat owner. Or perhaps you are ready to upgrade your existing craft. Either way, purchasing a new or used boat requires well-ordered finances. Fortunately, there is a wealth of boat loan options available so you can be confident in finding one to match your needs. Jet ski, cruiser, trailer or other vessel. Whichever boat you covet, you can secure it the smart way. With:

 

  • Loan terms up to five years to fit your budget, goals and lifestyle
  • Some of Australia’s best boat loan interest rates from 6.99%
  • Fixed rates and repayments to avoid unexpected costs
  • Zero penalties on additional repayments
  • Full purchasing freedom to buy your boat via dealer, auction or private seller
  • Loans for new or used boats

You can even choose to further reduce your monthly boat loan repayments by opting for inclusion of a balloon or residual payment.

Natloans gets on board your boat loan search

When you own a boat you will always have an keen crowd eager to climb on board with you. But award winning finance brokers Natloans get on board before your boat purchase. We help you enjoy an express journey to a fully customised boat loan sporting optimum flexibility and cost-efficiency. While the raft of boat loan options can be advantageous when it comes to choice, this can also be overwhelming. Unless you know the boat loan market inside out, it is hard to select the ideal finance for your ambitions. Here is where Natloans comes in with vast networks of quality Australian marine lenders. Coupled with complete professional independence so their brokers work on your behalf without being constrained by network affiliations. This experienced team of brokers gets you sailing swiftly with expert boat loan advice and sourcing. Speak to them today.

Has your commercial spirit got you marine dreaming? Low doc boat loans can set your venture sailing. Yes, even if you have zero or incomplete financials. Because today’s market is populated by many financiers with a different lending appetite. One that recognises that the harsh rigours of traditional lending criteria sink many nautical business launches and expansions. Simply because many viable borrowers cannot present two years’ worth of:

  • Personal tax returns
  • Business financials
  • Company or partnership returns

Are you one of those entrepreneurs hoping to weigh anchor on a marine enterprise yet hamstrung by lender demands? Look no further than a low doc boat loan to get your show on the water.

Set your commercial compass to point to low doc boat loans

You could find yourself sailing swiftly to approved business finance and the green light on your venture. Low doc boat loans are your answer. Whether you’re beginning a brand new marine business. Or expanding your current fleet of commercial vessels. Low doc boat loans allow you to obtain finance with no:

  • No income verification demands
  • No time consuming form filling
  • No erosion of your business capital

So you can claim immediate boat ownership without parting with crucial capital upfront. That means more liquidated cash flow within your business.

Link to open minded low doc boat loan financiers

Low doc boat loans are incredibly liberating for any business person with incomplete or variable financials. Even if you are reluctant to disclose confidential commercial financial records. But not all low doc boat loans are created equal. In the open sea there are some fish you would like to swim with and others that could prove a costly dip. The same applies to Australia’s low doc boat lending market. Some low doc boat loans come with unwelcome ‘stowaways’. Like hidden fees, costs and terms that could leave your business with large financial leaks. Other low doc boat loans simply do not carry strongly competitive interest rates. Still others have significant deposit requirements and large lender risk fees. Seasoned finance brokers like Natloans connect you immediately to such solutions. Drawing on their nationwide networks of high pedigree marine financiers offering leading low doc solutions. Together with:

  • Easy online application and approvals
  • Expert low doc boat loan advice.
  • Flexible interest rates and repayment options
  • Several tax benefits including GST, depreciation and interest paid claims

Remember: at this stage, your business venture is only as strong as the finance backing it. So begin with a quality low doc boat loan from reputable lenders. Bring Natloans on board as your low doc boat loans skipper. In this one smooth move you’ll gain the benefits of a bespoke low doc boat loan. Plus streamlined protection of your financial position.

How to get your first Boat loan:

Boats are always good fun, but they can be very expensive, because boat prices vary for $500.00 to $1,000,000.00 plus, there are more than enough different types of boat loans you can get,

To get you first boat loan is just like getting any other loan. You can either go to a broker or a bank or you can also get finance through a dealer. Brokers have many different lenders that they will choose for you to suit your needs and financial status, while a bank can assist you with many different type of loans that will suit you, a dealer will have one lender who they will always use.

Once you have chosen whom you are going to get your boat loan with will ask you for a range of different paper work that they would like from you such as:

  • 3 recent pay slips
  • 3 recent bank statements
  • Copy of you drivers license (back and front).
  • Medicare card (back and front).

You will also have to fill out an application form, which is asking all you details from your name to you assets and liabilities. If you have a car, bike or another boat that has no other finance on it and the lender can hold security over will give you more of a chance of getting approved for a boat loan.

If have had any credit defaults or been bankrupt you may need to have had finance before you applying for a boat loan. Boats and bikes are classified as luxury items where as a car is classified as a necessity, therefore bikes and boats attract much stricter guidelines than a car.

Once the lender has all the information they need they will then submit your information in to the system and see if you can be pre-approved, if you are pre-approved you will be given many different papers to sign, such as contracts, legal agreements and insurance policies if you would be going through insurance through you broker.

At this part of the process you will just have to wait for the lender to get back to see if you have been approved, once you have been approved you can go out and buy you boat.

If you ever need to have a chat about your options in taking out a loan please do not hesitate to contact us and one of our supporting staff would be more than happy to assist you with any concerns you may have. You can find us on our website www.natloans.com.au or give us a call on 1300 955 791

Business with pleasure can be a highly profitable mix. With the right commercial boat loan on board that is. Swift streamlined finance is available for a variety of boats being engaged for business purposes, including:

  • Dive vessels
  • Trawlers
  • Barges
  • Many others

Investing in a commercial boat need not leave your finances at low tide. Experienced finance brokers like Natloans clinch you flexible individualised lending terms. Responding to the many different factors influencing your boat purchase. The right loan offers you flexibility to:

  • Pursue a new or used commercial boat
  • Buy through a dealer or private vendor
  • Put down a deposit or opt for no deposit finance
  • Tailor repayment structures to match your cash flow

Apply for your commercial boat loan online

Just because your boat will be used for commercial purposes doesn’t mean you shouldn’t enjoy the purchase process. Yet wading through countless lenders and boat loan products to secure finance can be rocky. Seasoned finance brokers like Natloans provide a bridge over such troubled waters. Beginning with an easy online boat loan application that takes under three minutes of your time. Simply fill in the application to obtain pre-approval on your boat loan. That equals cash-in-hand bargaining clout with which to enter purchase negotiations. Not to mention a clear indication of your borrowing capabilities. Armed with this information you need never feel out of your depth in pursuing your commercial boat purchase.

‘Big picture’ boat loan assistance for commercial borrowers

Chattel mortgage. Commercial hire purchase. Boat lease. Just a few of the marine finance solutions available to you. Is your boat being rocked by confusion over which commercial loan structure to choose? A lifeline is available to you in the form of experienced marine finance brokers. Natloans understands the specific lending policies that govern marine finance. Not to mention the importance of selecting the most viable commercial boat loan for your business. With a significant breadth of lender networks Natloans helps you secure:

  • Most competitive rates
  • Flexible terms
  • Optimum finance structure

Speak to Natloans today to make informed decisions about your commercial boat loan. So you can get set your business sailing towards success.

Feel the ease with which your jet ski manoeuvres through the water. Protecting your thrilling ride can be just as easy. The right insurance protects you, your jet ski and your financial position without a ripple. And you needn’t even take time off the water to clinch optimum cover for your lifestyle and budget. Experienced brokers like Natloans do all the legwork for you and they do it fast. So you can hit the water with absolute peace of mind that all you hold dear is protected.

Insurance safeguards your jet ski and liability

Hands down – nothing beats hitting the water on your heart pounding jet ski. Thrills abound with the sheer speed, agility and downright fun of slicing through the water. No wonder jet skis are fast becoming a highly popular leisure ‘essential’. But there is a serious side to jet skiing. Your personal liability as a jet ski owner. Plus the risks that come hand in glove with this pulse racing pastime.

A mere look around next time you’re out on the water is all it will take. Notice swimmers, boaters and other jet ski enthusiasts. All of whom share your water space. Should your jet ski cause damage to or be damaged by these other water users? Well you wear costly liability. And it is not just on the water that the unexpected can happen. Imagine if your jet ski fell prey to vandalism, theft or even fire. Your out of pocket expenses could be enormous. Without insurance cover you could be left drowning in sorrow and a suddenly dismal financial situation. But it doesn’t have to be that way. There are plenty of insurance options that cover you and your jet ski against all contingencies. Like:

  • Comprehensive jet ski insurance : end to end cover against loss, damage or accidental damage to someone else’s property caused by your jet ski
  • Third party insurance : protect yourself against compensation demands should your jet ski accidentally cause damage to someone else’s property
  • Shortfall or ‘gap’ insurance : have your cover bridge any financial gap between your outstanding jet ski finance and your insurance payout should your ride be written off
  • Loan protection insurance : rest easy about changes in your health, employment status or in the event of your passing. This cover will help meet your jet ski loan repayments
  • Cash benefit insurance: what if your jet ski is written off and the subsequent insurance payout falls short of replacing it? This policy has you covered
  • Extended warranty insurance: your repair bills are covered should any insured part of your jet ski experience unforeseen mechanical breakdown

Speak to jet ski insurance experts

Jet ski cover is a niche part of the insurance market. Finding the right protection for your individual needs is vital. Your fastest route to optimum jet ski insurance is to engage specialists brokers like Natloans. With vast networks of leading Australian marine insurers coupled with absolute professional independence. Personally tailored jet ski insurance is a cinch.

Boat loans can be your ticket to the ultimate summer fling. As days get warmer and we see more of the sun it’s the Australian way to turn thoughts towards the water. Who could resist the beckoning blue of sea or lake. Especially from aboard a boat owned and captained by you. Only the question of financing your vessel can pour cold water on such nautical dreams. But this need not be so. The right boat loan can have you filling your lungs with hearty sea air. Without emptying your pockets of vital cash flow and hefty upfront outlay.

Customised boat loans are no sirens song

Every boat loan must be unique to its borrower. Because no two borrower circumstances are alike. So whether you want a cruiser craft, trailer launch or even a jet ski your finance must fit your individual needs. Now for the good news. You could be captaining your own craft much sooner than you think. Furthermore there is a quick, easy and proven way of getting the right boat loan for your requirements. Natloans finance brokers.

Natloans leverages extensive Australian marine lender networks and absolute market independence. So they have the resources to secure optimum boat loan terms. And freedom to work on your behalf to source the best boat loan available on the market. While your new launch will be prize enough, Natloans brings you even deeper boating benefits including:

  • Leading interest rates from 8.49%
  • Quick online boat loan approval within 10 minutes
  • No monthly fees or additional repayment penalties
  • Financial stability with fixed boat loan rates and repayments
  • Finance terms that flex to fit your budget, lifestyle and commitments
  • Freedom to pursue dealership or private transactions, new or used boats
  • Choice to lower monthly boat loan outgoings via balloon payment facility

Avoid having your boat loan cast among the rocks

You have no way of knowing what the next wave will wash your way. But you can enjoy peace of mind that you together with your family, boat and finances are protected against the unexpected. Natloans bolsters customised boat loan solutions with watertight marine insurance. Again tailored to your personal needs. So from bow to stern, Natloans is your complete boat loan and insurance solution. Speak to these award winning finance brokers today and set sail sooner.

Purchasing your very own home is definitely regarded as the Aussie dream. But following closely behind is owning your dream boat. Getting out on the water on long weekends is a much loved Aussie tradition. So whether it be sailing Sydney harbour on your 40ft yacht. Or towing a wakeboard on the river in your speed boat. Boat ownership is an aspiration worth pursuing.

If you are in the market for your very first boat. Or are ready to increase your capacity and keen for an upgrade. The right boat loan could have you onboard sooner than expected. Plus with pre-approvals provided by your lender. You too could be soon negotiating the perfect purchase price for your new toy.

Boat selection matters when it comes to loan options

Armed with your pre-approval you are ready to start shopping for your new vessel. But before you set your heart on one particular boat there are loan implications to consider. Finance companies will consider the type and age of the boat when reviewing your loan application. Especially if you are keen on accessing competitive interest rates through a secured loan. Newer boats will often attract a lower interest rate. Whereas if you are looking at a boat seven years or older you may be offered a higher interest rate. And if your boat is being used as security against the loan. You will need to ensure you meet the lender’s comprehensive insurance requirements.

The route to securing the ideal boat finance doesn’t have to be rocky. There are personal boat loan options that can be tailored to fit with your financial situation. Plus there are finance solutions available that require no cash outlay. So you could be soon lapping up a host of benefits including:

  • Flexible loan terms up to 5 years
  • Competitive interest rates from 8.10%
  • Fixed rates and repayments to eliminate surprises
  • No penalties for additional repayments
  • Finance options for dealership or private boat purchases and new or used vessels
  • Balloon or residual payment options to further decrease rates

Navigate the murky waters with an expert boat loan broker

Experts understand the tips and tricks when sourcing the ideal boat loan solution. So enlist the help of a trusted broker to navigate you on the right path. Prior to purchasing your boat. Natloans marine experts understand the pitfalls and benefits of available finance options on the market. With access to a broad network of trusted high-quality lenders, they’ll swiftly match you with a customised loan solution. One that swims with financial incentives. Once armed with crucial knowledge and loan pre-approval, you can confidently negotiate your boat purchase. And get sailing sooner.

Start living the dream with a commercial boat loan

It is time you started living the dream. To take up your new business address where you are the most relaxed and at home. On the water. So shift your commercial boat venture up a gear. With the right commercial boat loan your new business is set to start on calm waters. And with finance available for new ventures, your new boat could be setting sail sooner than you think.

Versatile boat loans to fit your business needs

Whether you are in the market for a luxury yacht for sunset cruises. Or a boat for your fishing charter. There are flexible loan options to suit your business. You can obtain your commercial boat loan without hefty capital outlay. So your vital cash flow remains untouched. That means you can build business capacity and be firing on all fronts.

Flexible finance for your new boat comes with a shipload of benefits, including:

  • Flexible loan terms up to 5 years
  • Competitive interest rates from 8.10%
  • Fixed rates and repayments to eliminate surprises
  • No penalties for additional repayments
  • Finance options for dealership or private boat purchases and new or used vessels
  • Balloon payment option to lower monthly repayments

Expert boat loan advice to calm the waters

Take the plunge on your new marine venture. But limit risk so you are destined for smooth sailing from cast-off. Enlist the help of marine experts Natloans in sourcing you the right boat finance solution. From the onset your loan will be tailored to your needs. With access to a broad network of high quality lenders and loan products. You will be saved time and money.

Natloans has worked with businesses for over a decade. They understand how time poor busy businesses can be. That is why they provide a suite of online tools to help you consider your options at a time that suits you. Natloans free online boat loan calculator helps you explore and research loan rates. And can even model different boat finance scenarios. With information available at your fingertips and a speedy approval process, Natloans will soon have you planning your maiden voyage.

Commercial boat loans can finance your marine enterprise ambitions with ease and certainty. Launching or growing a business endeavour can be challenging. Particularly when it comes to financing. Yet with the right commercial boat loan you can acquire the vessel you need upfront. Meanwhile your capital stays fluid and your financial freedom remains in-tact.

Boat loans float your commercial vision

There are many marine-based business structures. Chartered fishing cruises, luxury entertainment launches and more. Your individual marine business vision is unique to you. Just like your commercial boat loan can be.

An experienced marine finance broker like Natloans can quickly pinpoint the boat loan best suited to your commercial enterprise. Natloans has nationwide networks of quality marine lenders with hundreds of commercial boat loan solutions. With such choice comes terrific flexibility. Yet you need not worry about wading through a dearth of lenders alone. Natloans takes time to understand your individual commercial goals then expertly identifies a boat loan to match. In short, you will save time, money and hassle. Meanwhile you will gain more time to put your focus where it should be: in your business.

Commercial boat loans built to last

You plan on being in business for a long time. So your commercial boat loan should deliver enduring value and flexibility. With the help of a reputable broker like Natloans you can ensure this is the case. All Natloans-sourced commercial loans deliver:

  • Loan terms up to five years for utmost flexibility
  • Some of Australia’s most competitive marine interest rates from 8.10%
  • Fixed rates and repayments so you always know what costs you are up for
  • Zero additional repayment penalties
  • Commercial boat loans for dealership or private purchases and new or used crafts
  • Optional balloon payment to lower monthly repayments

Natloans also offers a raft of ancillary advantages for budding mariners of a business mind. Try Natloans’ free online commercial boat loan calculator to model your best finance option. Forget waiting to launch your nautical business too. Because Natloans’ express online application and approvals get you sailing sooner.

Boat Finance Articles

Bring a customised boat or marine loan on deck

Boats are close to Australians’ hearts. Whether for business, leisure or sheer entertainment, boats offer incredible lifestyle benefits. This isn’t news to most ocean lovers. What may be news though, is that you can become a marine  owner with little or no upfront cash outlay. All you need is the right boat or marine loan on deck. [...]


Nautical nous begins with low doc boat loans

Has your commercial spirit got you marine dreaming? Low doc boat loans can set your venture sailing. Yes, even if you have zero or incomplete financials. Because today’s market is populated by many financiers with a different lending appetite. One that recognises that the harsh rigours of traditional lending criteria sink many nautical business launches [...]


How to get your first Boat loan

How to get your first Boat loan: Boats are always good fun, but they can be very expensive, because boat prices vary for $500.00 to $1,000,000.00 plus, there are more than enough different types of boat loans you can get, To get you first boat loan is just like getting any other loan. You can [...]


Cast away with a commercial boat loan

Business with pleasure can be a highly profitable mix. With the right commercial boat loan on board that is. Swift streamlined finance is available for a variety of boats being engaged for business purposes, including: Dive vessels Trawlers Barges Many others Investing in a commercial boat need not leave your finances at low tide. Experienced [...]


Jump on board jet ski insurance

Feel the ease with which your jet ski manoeuvres through the water. Protecting your thrilling ride can be just as easy. The right insurance protects you, your jet ski and your financial position without a ripple. And you needn’t even take time off the water to clinch optimum cover for your lifestyle and budget. Experienced [...]


Boat loans place borrowers afloat

Boat loans can be your ticket to the ultimate summer fling. As days get warmer and we see more of the sun it’s the Australian way to turn thoughts towards the water. Who could resist the beckoning blue of sea or lake. Especially from aboard a boat owned and captained by you. Only the question [...]


FBAA accredited memberCredit ombudsman service AFG award Guarantee sesrvice